1、 Must read before applying for insurance
Qualification verification
Confirm that the sales institution holds the "Insurance Business Operation License" or the agency qualification certificate issued by the regulatory department, and refuse to transact with unlicensed institutions
Verify the identity of the agent through the insurance company's official website/customer service to avoid encountering "black industry agents"
Product matching
Scope of Protection and Disclaimer Clause 3
Hesitation and waiting period restrictions 6
Renewal conditions and premium fluctuation rules 4
Clarify one's own needs (medical insurance/property protection/long-term savings, etc.), require sales personnel to fully explain the product terms, and focus on comparing: